Shared accounts & roles
Invite family or flatmates by email. Owner, admin and member roles decide who can edit budgets, delete history or manage people.
Free · Android, iOS & web
Money is easier
Money is easier
when everyone
sees the same numbers.
PFM is a personal and shared finance manager. Create an account for your household, flat or team, log expenses in seconds, set budgets that actually warn you, and see exactly where the month went.
- Free
- No ads, no paywall
- Shared
- Roles & invitations
- Private
- Your data, deletable
Home budget
NPR 48,250
Groceries
78%
Transport
46%
Dining out
103%
Recent
- 🛒 Weekly shop 4,120
- ⛽ Fuel 2,000
- 📶 Internet 1,699
Features
Everything a shared wallet needs
Built around accounts you share with the people you actually spend money with — not just a solo ledger.
Expenses in seconds
Amount, category, date, note — done. Attach receipts, import from CSV, and restore anything you deleted by mistake.
Budgets that warn you
Per-account and per-category budgets with threshold alerts delivered as push and email notifications before you overspend.
Recurring bills
Rent, subscriptions and utilities post themselves on schedule. Pause and resume any series without losing its history.
Reports & insights
Monthly, weekly, category and member-contribution reports, CSV export, plus an optional AI summary that explains what changed and why.
Your data, your call
Sign in with email or Google, revoke sessions you no longer use, and delete your account and data whenever you want.
How it works
Three steps to a shared budget
-
1
Create an account
Sign up with email or Google, then create a finance account — Home, Flat 4B, Road trip — and pick its currency.
-
2
Invite the others
Send an email invitation. Everyone logs their own spending, and every entry is attributed to the member who paid.
-
3
Watch the month
Budgets track themselves, alerts arrive before you blow the limit, and reports tell you what to change next month.
Free to use
PFM is free — every feature, for everyone, with no ads and nothing to buy. Your expenses are yours: we never sell your data, and you can delete your account and everything in it at any time.